GoAuto provides car insurance coverage in Alabama, Georgia, Louisiana, Ohio, Texas and Nevada. It may be worth considering if you are a high-risk driver, need the most budget-friendly option, or want basic coverage. The insurer advertises low and affordable down payment options, as well as custom payment plans that let you select your payment date.
The company doesn’t use commissioned agents. Instead, it sells its policies directly over the phone, online and in person at its various office locations.
GoAuto has a mobile app that allows customers to view ID cards, make payments, report claims, and renew or manage their policy.
What Does GoAuto Car Insurance Cover?
GoAuto offers the standard car insurance coverage options offered by most companies, including state-required coverage. However, the company provides minimal information about any other add-ons available.
Liability (Bodily Injury and Property Damage)
Liability coverage is divided into two types. Bodily injury liability helps pay the medical expenses of other people who are injured in an accident for which you are at fault. Property damage liability helps repair or replace other people’s property that you damage, such as a vehicle or fence.
Uninsured/Underinsured Motorist
This helps cover your expenses if you are in an accident and the at-fault driver is uninsured or doesn’t have adequate coverage to pay your costs resulting from the crash.
Collision
Collision coverage pays to repair or help replace your car if it’s in an accident with another vehicle or a stationary object, such as a guardrail or telephone pole. It also covers damage from rollover accidents and potholes.
Comprehensive
Comprehensive covers your car if it’s damaged in a non-collision incident, such as a falling object, fire, theft, vandalism, animal strike or severe weather.
Personal Injury Protection
Personal injury protection, known as PIP, helps pay your and your passengers’ medical expenses if you’re injured in a car accident, regardless of fault. It also covers other expenses related to your injuries, such as lost wages and replacement services.
Medical Payments
Similar to PIP, medical payments coverage, commonly called MedPay, helps cover your and your passengers’ medical bills if you’re injured in an accident, regardless of who caused it. However, it doesn’t cover any other costs like PIP does.
How To Get a Quote for GoAuto Car Insurance
GoAuto offers car insurance quotes over the phone at 833-700-0000 and online. For an online quote, you must fill out a form answering questions about yourself, your vehicle and other drivers on your policy.